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When leaving your employment, what should you do with your retirement funds?
Do you have money in a former employer's retirement plan? There are a few things you can do with the vested portion of those funds when leaving a company retirement plan:
Rolling the funds over into a Traditional IRA or into a current employer's plan can give you the flexibility and control of this precious asset.
Before deciding whether to retain assets in a 401(k) or roll over to an IRA, an investor should consider various factors including, but not limited to, investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock. Please view the Investor Alerts section of FINRA website for additional information.